Credit Underwriter

Apply now

DCS Recruitment are working in partnership with a London based Loan broker who are looking to recruit and experienced Credit Underwriter to their established team.

To date they have arranged over £210m in loans and are one of the fastest growing established operator in their sector, more than trebling their total lending in the last 12 months.

Responsibilities:

• Credit Underwriting – Evaluate credit applications (usually for unsecured loans between £500 and £25,000) to approve or decline credit applications


• Fraud Avoidance – Support the fraud underwriter in identifying fraudulent applications and identifying potential fraud trends and ways to improve policies to avoid losses

• Credit Improvements – Identify methods to improve underwriting decisioning either through better information collections and presentation recommendations, or system enhancement


• Evaluate customer affordability and determine ability to repay

• Liaise with third parties including finance brokers, affiliates, credit reference agencies including CallCredit, Equifax and Experian, and debt collection agencies

Skills, Qualifications and Experience:

• Exposure to a financial services environment – especially in terms of consumer lending (loans or credit cards, and data analytics)

• Common sense approach to finance and a customer focussed personality

Working location and Days:

• The work location will always be in the Southwark office.

• Core working days will be 5 days and must include either or both Saturday and Sunday (always the same, i.e. agreed at employment outset) and midweek between 9am and 6pm